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Tzedakah Tool

Maaser Calculator

Estimate maaser (10%) and chomesh (20%) from your income by period. This is a practical estimate and does not replace personal halachic guidance.

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Calculator

Estimate Your Maaser

Income Details

Results

Per period

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Maaser (10%)

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Chomesh (20%)

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Estimated maaser monthly

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Estimated maaser annual

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Note: Maaser calculations can depend on personal circumstance and minhag. This calculator provides a simple estimate. For specific questions, contact your rabbi.

FAQ

Common Questions About Maaser

What is maaser (maaser kesafim)?

Maaser kesafim refers to the common practice of setting aside a portion of income for tzedakah. Many people calculate 10% as maaser, with 20% (chomesh) viewed as a higher level of giving. For personal guidance, ask your rabbi.

Is maaser obligatory or a custom?

People often ask whether maaser kesafim is an obligation or a minhag. Different sources discuss its status. If you are unsure, ask your rabbi for personal guidance.

Is it 10% or 20%?

Many people give 10% as maaser. Giving 20% (chomesh) is often described as a higher level of giving if it is financially possible.

Is maaser calculated on gross or net income?

This is one of the most common questions. Some sources discuss net income and certain payroll items; your specific situation may differ. Ask your rabbi for a personalized ruling.

Can I deduct expenses before calculating maaser?

Many people ask about deducting necessary expenses, especially during financial difficulty. This depends on personal circumstances and should be clarified with your rabbi.

When should I separate maaser?

Many people separate maaser when income is received, while others calculate it on a set schedule. If you want a structured plan, ask your rabbi for guidance based on your income rhythm.

Maaser on gifts or one-time income?

People often ask whether gifts, bonuses, or one-time income should be included. This depends on personal circumstances and should be clarified with your rabbi.

What if I can’t afford maaser?

If you are struggling financially, many sources discuss how to approach maaser in a way that protects your basic needs. Ask your rabbi for guidance.

What if I have debts?

People frequently ask how debt affects maaser calculation. This is a common question and should be clarified with your rabbi.

What can maaser be used for?

Many people ask whether maaser can be used for specific mitzvah causes or only for direct charity. Ask your rabbi for guidance for your situation.